AIA និរន្តរ៍ (Nironn) is a whole life insurance plan which is designed specifically to give you with long-term wealth savings plus lifelong protection objectives.
The plan offers you:
The guaranteed element of your plan that increases throughout the policy term, up to 237%[1] of total premium paid to the Basic Plan.
Together with the non-guaranteed return made at the company’s discretion, the total benefit is up to 651%[2] of total premium paid to the Basic Plan.
Which is inclusive of:
Additional protection against events due to accident
Increases your protection and ensures that you and your loved ones are financially well covered should any unfortunate accident befall you.
Protection against unfortunate injuries
Provides you a daily allowance to compensate your income loss in the event of hospitalisation caused by accidents.
Protection against involuntary premium discontinuance
Waives all the future premiums if the Policy Owner passes away or becomes Total and Permanent Disabled or suffers from Critical Illness/Surgery as defined under this Rider during the coverage period.
Protection against involuntary premium discontinuance
Waives all your future premiums if you suffer from Critical Illness/Surgery as defined under this Rider during the coverage period.
Additional protection against critical illness
Provides you a lump-sum fund upon diagnosis of up to 26 conditions of cancer, brain, liver, lung, kidney, heart and vascular system diseases from early stage to late stage as well as major organ transplantation. With up to 50% of the payout starting from early stage, all you need to focus on is
your recovery, not the medical bills.
