AIA Samrab Chivit Money Back
1395628946

AIA សម្រាប់ជីវិត

Money Back

No Claim Completion Benefit
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AIA Samrab Chivit Money Back

No Claim Completion Benefit

Entry age:

1 - 60 Years old

Policy Term:

25 Years or up to 70 years old

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Family care benefit

Rehabilitation benefit

Additional benefit for accidental death and disability

Waiver of premium (policy owner)

Waiver of premium (insured)

Recovery benefit

Additional accident benefit

What is AIA Samrab Chivit?

A SOLUTION THAT FITS YOUR NEEDS AND AFFORDABILITY AT EVERY STAGE

Introducing AIA Samrab Chivit, the​ ​one-stop life insurance solution for financial protection and long-term savings​that allows you to adjust the mix of protection and savings to suit your needs as you progress in life.

Family care benefit

Protection against death

Ensure your family is protected and their financial needs are met even when you are no longer there with them.

Choose your savings option while you are being protected

Money-back protection

If you would like to have some savings with your insurance policy, you can choose this option where you will get most of your premiums back at the end of your chosen coverage term as No Claim Completion Benefit if no claim has been made from your policy.

Money-back plus interest

If you would like to maximise savings with your insurance policy, you can choose this option where you will get most of your premiums back plus interest at the end of your chosen coverage term as No Claim Completion Benefit if no claim has been made from your policy.

Extra cover with riders’ booster

Rehabilitation benefit

Protection against disability

Allows you to access a lump-sum fund should an​ unfortunate event causes you to lose your limbs or sight.

Additional benefit for accidental death and disability

Extra protection against unfortunate events due to accident

Increases your protection and ensures that you and your loved ones are financially well covered should any unfortunate accident happens to you.

Waiver of premium (policy owner)

Protection against involuntary premium discontinuance

Your protection will continue even if you can no longer afford to pay the premium due to an unfortunate event.

Waiver of premium (insured)

Protection against involuntary​ premium discontinuance

Your protection will continue even if you can no longer afford to pay the premium due to an unfortunate event.

Recovery benefit

Protection against critical illness

Covers your medical expenses on up to 26 conditions of cancer, brain, liver, lung, kidney, heart and vascular​ system diseases from early stage to late stage as well as major organ transplantation. With coverage starting from early stage, you can be assured of a lump-sum fund for treatment either locally or abroad. All you need to focus on is your recovery, not worrying about the medical bills.

Additional accident benefits

Protection against unfortunate injuries

This rider increases your coverage in the event of accidents and overseas emergency needs.

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Exclusion

  • Suicide, self-inflicted injury, whether sane or insane, within 2 (two) years from the Effective Date or Commencement Date, whichever is later; or

  • A criminal offence committed or attempted to commit by You, or the Insured, or the Beneficiary; or

  • Human immunodeficiency Virus (HIV) and/or any HIV-related illnesses including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or variations thereof; or

  • Drugs or stimulators or alcohol abuse, drunk driving, or their complications as determined by the law in force. 

Claim

If the claimant wishes to make a claim, they must login to AIA+ and provide evidence within 90 days from the occurrence of the covered event. For a death claim, please contact our Client Care at +855 86 999 242, our AIA Cambodia Telegram Bot, or seek support from the AIA Life Planners of the policy's owner.