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Why should you choose AIA ការពារ Premium?
AIA ការពារ Premium is specially designed to protect you from any financial concern against involuntary premium discontinuance. Future premium of your protection plan will be waived if the Insured suffers from critical illness.
Benefits at a glance
AIA responsible to waive future premium if the insured are diagnosed with an early-stage or late-stage Critical Illness, as illustrated below:
Note:
- The premium will be waived until the end of the coverage term of the Rider.
- Get protection under a basic product from AIA that allows the attachment of this Rider.
Provide Protection on 10 Critical Illness Groups
Example
Mr. Vichea is a 30-year-old married with two kids. He is looking for an insurance plan that ensures the continuance of his policy even if something unfortunate should occur to him. He decides to purchase an AIA basic product with a sum assured of US$ 50,000 for 25 years coverage, combined with AIA ការពារ PREMIUM as rider to his plan with same protection coverage. The premium that he needs to pay in the first year for AIA ការពារ PREMIUM is US$13.2.
Benefit payable to Mr.Vichea’s family:
Scenario 1:
Mr. Vichea is diagnosed with Early-Stage Critical Illness during the policy term.
AIA responsible to waive of premium for 1 year upon the year that Mr.Vichea diagnosed with Early-Stage Critical Illness.
Scenario 2:
Mr. Vichea is diagnosed with Late-Stage Critical Illness during the policy term.
All the future premium will be waived, Mr. Vichea and his family can continue to be protected until end of coverage term without paying any premium to AIA.
Scenario 3:
If something unfortunate happens to Mr. Vichea that he passes away due to any causes (Sickness or Accident) during the policy term.
His family will receive a lump sum of US$ 50,000. His Rider AIA ការពារ PREMIUM and basic product terminate.