Additional Education Benefit of 100% of Basic Sum Assured in lump sum or 105% of Basic Sum Assured in instalment of Education Benefit will be paid if the insured dies or becomes Total and Permanent Disabled before the payment of Education Benefit.

* Additional Education Benefit will only be applicable to the Insured from the age of 18 at inception

Upon death of the insured, AIA will pay Death Benefit equal to 100% of Basic Sum Assured. Future premiums for the Basic Product are waived.

Additional protection against events due to accident

Increases your protection and ensures that you and your loved ones are financially well covered should any unfortunate accident befall you.

Protection against involuntary premium discontinuance

Waives all the future premiums if the Policy Owner passes away or becomes Total and Permanent Disabled or suffers from Critical Illness/Surgery as defined under this Rider during the coverage period.

Additional protection against critical illness

Provides you a lump-sum fund upon diagnosis of up to 26 conditions of cancer, brain, liver, lung, kidney, heart and vascular system diseases from early stage to late stage as well as major organ transplantation. With up to 50% of the payout starting from early stage, all you need to focus on is

your recovery, not the medical bills.

Hospital cash support for hospitalization due to accidents or illness

• Hospital Allowance Benefit for ordinary rooms: 100% of daily hospital cash support
• Hospital Allowance Benefit for Intensive Care Unit (ICU) Room: 300% of daily hospital cash support