AIA សម្រាប់អ្នក 2ការពារ7
Untitled design - 1

AIA សម្រាប់អ្នក

2ការពារ7

Pay 2 years for 7 years of Protection

icon health

AIA សម្រាប់អ្នក 2ការពារ7

An affordable solution that allows you to pay for 2 years but provides financial protection for 7 years and early moneyback*.

Entry Age

18 - 60 Years

Policy Term

7 Years

Premium Term

2 Years

Everyone has their own goals, responsibilities, and commitments in life. These may include obtaining or providing high-quality education, enjoying a good career, having own business, paying off loans or saving enough for retirement.

Everything can change in an instant, however, as life is unpredictable. If something unfortunate occurs, no one wants to be a burden.

Act now. Safeguard your family from any financial burden by planning and ensuring they receive adequate protection as early as possible.

What is AIA សម្រាប់អ្នក 2ការពារ7 (AIA Samrab Naek 2Protect7)?

AIA សម្រាប់អ្នក 2ការពារ7 is an affordable solution that allows you to pay for 2 years but provides financial protection for 7 years and early moneyback*. 

*​ Early Moneyback is available when the Policy Owner purchases AIA Samrab Naek 2Protect7+Cashback or AIA Samrab Naek 2Protect7+Cashback with Critical Illness.

3 packages that cater to your needs

  • Immediate family financial support due to critical illnesses
  • 30% discount on 2nd year premium for upfront payment
  • Get protected fast & easy

  • Double benefits: longer protection and early cashback  
  • 30% discount on 2nd year premium for upfront payment
  • Get protected fast & easy

  • Comprehensive plan with immediate financial support for critical illnesses and early cashback  
  • 30% discount on 2nd year premium for upfront payment
  • Get protected fast & easy

1. AIA Samrab Naek 2Protect7+Critical Illness

Summary of Benefits

Plan Flexi* 3K 5K 7K 10K
Death Benefit   100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Total and Permanent Disability Benefit  100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Additional Benefit for Accidental Death and Disability 100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Critical Illness Benefit 100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
*​Customer can choose the Sum Assured from $3,000 to $50,000.

2. AIA Samrab Naek 2Protect7 + Cashback

Summary of Benefits

Plan Flexi* 3K 5K 7K 10K
Death Benefit 100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Total and Permanent Disability Benefit  100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Additional Benefit for Accidental Death and Disability 200% of Sum Assured US$6,000 US$10,000 US$14,000 US$20,000
Cashback Benefits

Optional Cash Rewards :

10% of Annual Premium at the end of Policy Year 2

20% of Annual Premium at the end of Policy Year 5

Optional Maturity Benefit :

30% of Annual Premium at the end of Policy Year 7

*Customer can choose the Sum Assured from $3,000 to $50,000.

3. AIA Samrab Naek 2Protect7 + Cashback with Critical Illness

Summary of Benefits

Plan Flexi* 3K 5K 7K 10K
Death Benefit 100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Total and Permanent Disability Benefit  100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Additional Benefit for Accidental Death and Disability 200% of Sum Assured US$6,000 US$10,000 US$14,000 US$20,000
Critical Illness Benefit 100% of Sum Assured US$3,000 US$5,000 US$7,000 US$10,000
Cashback Benefits

Optional Cash Rewards :

10% of Annual Premium at the end of Policy Year 2

20% of Annual Premium at the end of Policy Year 5

Optional Maturity Benefit :

30% of Annual Premium at the end of Policy Year 7

* Customer can choose the Sum Assured from $3,000 to $50,000.

Exclusions

The Company’s liability shall be limited to the Surender Value less indebtedness on this Policy, if death is due to:

  • suicide, self-inflicted injury, whether sane or insane, within 2 (two) years from the Effective Date or Commencement Date, whichever is later; or
  • criminal offence committed or attempted to commit by You, or the Insured, or the Beneficiary; or
  • Human Immunodeficiency Virus (HIV) and/or any HIV-related illnesses including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or variations thereof; or
  • drugs or stimulators or alcohol abuse, drunk driving, or their complications as determined by the law in force such as Law on Land Traffic, and Law on the Control of Drug, etc. For details, please read through the policy contract.
  • For other detail exclusions, kindly refer to the detailed information in the brochure.

 

Claims

If the claimant wishes to make a claim, they must login to AIA+ and provide evidence within 90 days from the occurrence of the covered event. For a death claim, please contact our Client Care at +855 86 999 242, our AIA Cambodia Telegram Bot, or seek support from the AIA Life Planners of the policy's owner.