Every parent wants the best for their child — a future filled with opportunities, success, and security. Education is the foundation of that future, but rising costs and life’s uncertainties can make planning for their education challenging.
AIA សម្រាប់ឧត្តមសិក្សា (AIA Samrab Oudom Seuksa) is designed to secure a guaranteed education plan– financing your child’s higher education with confidence.
* the percentage 110% refer to basic policy only.
** the percentage of total protection benefit with age range between 4-40 years-old with coverage term 18 years and 5 years payment term in assumption of the unfortunate event happen on policy year 1.
AIA សម្រាប់ឧត្តមសិក្សា (AIA Samrab Oudom Seuksa) is a promise to your child’s future by offering a guaranteed education fund along with protection in case unexpected life events happen to you.
Here are benefits summary:
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Guaranteed Education Benefit Your child is financially guaranteed with a target saving amount you set out to pursue their university goals even if any unexpected event happens. Guaranteed cash payout will be funded in four years throughout your child’s university years. |
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Additional Education Benefit Additional financial support in your absence. This amount shall be payable together with Guaranteed Education Benefit to provide extra support when your family needs it most. |
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Celebration Bonus Extra rewards given for your child’s achievements throughout university years. |
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Death Benefit Provides a lumpsum payout of Death Benefit upon the death of the Insured. Future premiums will be waived by AIA to relieve the family’s financial burden while the Guaranteed Education Benefit is guaranteed payable. |
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Total and Permanent Disability Benefit Provides a lumpsum payout of Total and Permanent Disability Benefit, with future premiums waived by AIA Cambodia upon Total and Permanent Disability of the Insured while the Guaranteed Education Benefit is guaranteed payable. |
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Family Allowance Benefit Additional annual income to support your family upon Death/Total and Permanent Disability of the insured, payable until end of coverage term. |
Remark:
Protection against loss of income
An extra protection to ensure your child or your family will be secured and receive additional living allowance annually if any unforeseen happen.
Additional protection against events due to accident
Increases your protection and ensures that you and your loved ones are financially well covered should any unfortunate accident befall you.
Protection against unfortunate injuries
Provides you a daily allowance to compensate your income loss in the event of hospitalisation caused by accidents.
Additional protection against critical illness
Provides critical illness protection that covers up to 118 conditions, from early to late-stage including diabetes complication. You will receive a lump-sum of critical illness benefit that helps cover medical expenses, providing your family’s immediate financial support when you need it the most and you can fully focus on what truly matters – recovery and being present for the ones we love.
Protection against involuntary premium discontinuance
Waives the future premiums if the insured suffer from Critical Illness with early-stage or late-stage as defined under this Rider during the coverage period.
Protection against involuntary premium discontinuance
Waives the future premiums if the policy owner suffer from Critical Illness with early-stage or late-stage or become death or total and permanent disability as defined under this Rider during the coverage period.
Hospital cash support for hospitalization due to accidents or illness
Protection against accidental death, disabilities, and burns
A personal accident insurance plan for children that provides protection against accidental death, disabilities, and burns from 30 days of age.
