Health Protection
Individual Medical Insurance Solution
AIA និរន្តរ៍ | A SAVINGS PLAN WITH WHOLE LIFE PROTECTION
AT ALL STAGES OF LIFE, WE WISH TO NOT BECOME A BURDEN TO FAMILY AND TO LIVE INDEPENDENTLY WITH OUR SAVINGS!
Policy Term
Until Age 100
Enrollment Age
1 - 60 YEARS OLD
You can buy this via
AIA life planner
WHAT IS AIA និរន្តរ៍?
AIA និរន្តរ៍ (Niron) is a whole life insurance plan which is designed specifically to give you with long-term wealth savings plus lifelong protection objectives.
The plan offers you:
- Peace of mind for further adventures with your loved ones regardless of any unforeseen events.
- A savings goal up to age 65 with long-term protection until age 100.
- The flexibility to enhance your coverage with extra premium.
HOW DOES AIA និរន្តរ៍ HELP YOU ACHIEVE YOUR SAVINGS GOAL?
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GUARANTEED BENEFIT
The guaranteed element of your plan that increases throughout the policy term, up to 237%[1] of total premium paid to the Basic Plan.
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TOTAL BENEFIT
Together with the non-guaranteed return made at the company’s discretion, the total benefit is up to 651%[2] of total premium paid to the Basic Plan.
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Which is Inclusive of:
- Loyalty Benefit: 1% of Basic Assured payment in every 3rd policy year
- Celebration Benefit: 20% of Basic Sum Assured after the Insured’s 80th Birthday
- Maturity Benefit
Remark:
[1] The percentage shown is based on a 30-year-old male insured with good health condition and has selected "Pay to age 65" as the premium payment term.
[2] The percentage shown is based on the high return scenario in the Insurance Proposal. The actual amount(s) payable may be higher or lower than those illustrated.
HOW DOES AIA និរន្តរ៍ PROVIDE PROTECTION WHILE YOU ARE SAVING?
In addition to the potential long-term capital growth, AIA និរន្តរ៍ provides you with peace of mind and lifelong protection until age 100.
In the unfortunate event of death caused by illness or accident of the Life Assured, the Beneficiary(ies) will receive the Family Care Benefit equal to Basic Sum Assured of this Policy or 105% of Cash Value of this Policy or Total Premium Paid to Basic Policy, whichever is highest, less any indebtedness on this Policy and subject to the Juvenile Lien Provisions.
